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We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork. Credit Officer responsibilities include preparing loan applications for non FFS, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures, credit management skills and customer service experience. Ultimately, you will help our clients figure out how to manage their debts and put in place a sound payment plan, while ensuring we comply with the law.
Review loan requests.
Assess clients’ financial status.
Contact clients to gather financial data and documentation.
Contact clients to get overdue payments.
Analyze risks and approve or reject loan requests especially for non-FFS.
Calculate financial ratios (e.g. credit scores and advise customers and SAs accordingly)
Set up payment plans from the onset and communicate to customers.
Maintain updated records of outstanding balances.
Follow up with clients about renewals
Monitor progress of existing loans
Proven work experience as a Credit Officer, Loan Officer or similar role
Hands-on experience with lending procedures and products
Hands-on experience with debt management procedures.
Ability to create and process financial analysis.
Strong analytical skills
Customer service experience
BSc in Banking and Finance, Economics or Credit related field.
Necessary documents for shortlisting
Police Clearance Certificate
Academic Transcripts and Academic Certificates
To apply, please submit your application to email@example.com with the title Credit Officer clearly indicating your available start state (include notice period) and your interest in this role, and your resume/CV that includes a list of three referees by 28th November, 2019.
Kindly indicate your salary expectations