Gulf African Bank – Personal Bankers.

Get a free C.V. review by sending your C.V. to or click the following link. Submit C.V.! use the subject heading REVIEW.

IMPORTANT: Read the application instructions keenly

Click the Links Below to Get Job Updates.

Reports to:  Branch Manager

Job Purpose:

Reporting to the Branch Manager,

The Personal Banker will have a holistic view of all accounts within his/her portfolio, using lead generation and account prioritization to cross sell Bank products and extract value from said portfolio whilst maintaining/ building customer relationship and account information.
Key Responsibilities

  • To ensure growth of Branch Middle Retail portfolio (NFI, deposits and assets) through the acquisition of new to Bank customers through the Retail sales officers and lead generation.
  • To actively generate referrals to all business partners in the bank to help meet the comprehensive financial needs of entrepreneurs or borrowing entity. 
  • To ensure acquisition of customers to digital channels.
  • To effectively manage and expand the relationships with existing Retail banking clients and bringing in new business  from existing portfolio so as to ensure business growth and continuity.
  • To Grow Middle Retail customer portfolio size (Product per customer, Non-funded income, deposits and assets) by deepening existing customer relationships. 
  • To ensure a clear retention plan for overall portfolio deposits and loans for the segment, to execute this plan in conjunction with the Branch Manager. 
  • To monitor account planning for all clients that will assist in advising on potential financial solutions based on identified needs.
  • To advise customers of maturing fixed deposits for appropriate action and with the aim of retaining the deposits.
  • To assist in Resolving client queries in a timely and appropriate manner.
  • To assist in collaborating with product specialists, to deliver effective customer solutions.
  • To Ensure Fulfillment of minimum customer relationship touch points – e.g. 1 visit every quarter and 1 call and email a month depended on customer segment. 
  • To Prepare and submit all reports that may be required by the management summarizing individual and team loan activity.
  • To Ensure all customers are on-boarded on a digital platform i.e. GABPesa, Internet Banking.
  • To Ensure Product per Customer of 3 across the portfolio.
  • To have clear understanding of relationships, their life-cycles and the various product offerings that can be given to the customer.
  • To evaluate credit proposals and ensure the credit applications process on a timely basis within   the bank’s set turnaround times.
  • Obtaining account opening documentation from new customers 
  • Opening of accounts for customers in the system and ensuring minimum required information is captured and customer is provided with a CIF number.
  • Following up with customers in the portfolio for missing information
  • Maintaining/ Updating customer data  on parameters such as Business turnover/ directors details etc
  • Prudently manage asset book and ensure minimum portfolio at Risk.

Qualifications, Experiences & Personal Attributes Qualifications  Bachelor’s degree in a Business related field

  • Experience in Banking and a good knowledge of bank products
  • 3 year experience in managing clients
  • Excellent interpersonal skill
  • Excellent communication and presentation skills

Personal attributes

  • Deciding and Initiating Action
  • Delivering Results and Meeting Customer Expectations
  • Entrepreneurial and Commercial Thinking
  • Persuading and Influencing
  • Planning and Organizing
  • Presenting and Communicating Information
  • Networking skills

Click Here To Apply

Image result for gulf african bank logo




Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Create a website or blog at

Up ↑

%d bloggers like this: