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Reporting to: Credit Manager
Duties and responsibilities:
- Appraise all loan applications as per the Sacco lending policy
- Maintain and update data on all borrowers.
- Ensure that loan guard schedule is accurate and submitted on time
- Ensure that the guarantor register is updated.
- Analyze guarantee and follow up on security perfection process.
- Accompany Valuers to view properties submitted for loan security and make independent report.
- Follow with members who have delinquent loan via telephone and emails as per the lending policy
- Monitor performance of loans and recommend remedial measures in consultation with the Credit Manager.
- Co-ordination of client visits to ensure every loanee is visited
- Perform any other duty that may be assigned from time to time.
Qualifications and Competencies
- Degree in a business-related field from a recognized University
- KCSE Minimum C+ with C+ in mathematics
- Computer proficiency especially in accounting packages
- At least 3 years’ experience in a related field
- Be of exemplary integrity and honesty
- Have excellent financial analysis skills