Joinas Sacco Society Ltd – Credit Officer (Karuri).

Get a free C.V. review by sending your C.V. to or click the following link. Submit C.V.! use the subject heading REVIEW.

IMPORTANT: Read the application instructions keenly, Never pay for a job interview or application.

Click the Links Below to Get Job Updates.


•Ensure timely appraisal of loan applications received by confirming the accuracy of required documentation, guarantors and completion of all required details as per the credit policy.

• Giving professional, timely, accurate and efficient feedback to Members on processes and requirements on pending loans.

• Providing financial Advisory services and education to members on available products and services.

• Dealing with enquiries from members on phone, emails and walk in.

• Provide quality services in line with existing policies and service level agreement

• Authenticate loan applications presented and ensure they meet all KYC requirements.

• Proactively manage risk /exposure for assigned portfolio continuously

• Manage all communication with other departments to facilitate all loan processes


♠ Degree in Co-operative Management/ Business related field. KCSE mean grade C + and above


♠ At least 2 years’ relevant experience preferably in a Co-operative Society.

♠ Previous experience in securitizations


• Good knowledge of Excel spread sheets & Ms Word.

• Strong negotiation skills

• Good listening and communication skills

• Customer focus

• Accuracy and attention to detail

• Good report writing skills

• Honesty and integrity

• Teamwork

Application Procedure

Candidates who meet the minimum requirements to send their applications, certificates and detailed cv including 3 referees to or drop to our offices by 13th February 2021. Current and expected salary should be quoted in the application letter.

NOTE: Due to the numerous number of applications received, only shortlisted candidates will be contacted

Applications addressed to;

P.O BOX 669-00219




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