Jamii Sacco – Assistant II – Credit (Loans).

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Jamii Sacco is a Deposit Taking Sacco (DTS) registered under the Cooperative Societies Act Cap 490 (Amended 2004) of the laws of Kenya and licensed by SASRA. The objectives for which the Society was established are to organize and promote the quality of life of the members by providing quality financial services.
Vacant details
The following position is vacant and the Sacco would like to fill:
Position: Assistant II – Credit (Loans)
Grade J-B1
Department: Credit (Loans)
Job Type: Contract – Three (3) Years renewable on performance
Location: Nairobi
REF. JSS/HR- A-II – C(L)/2021
Job purpose
The job holder is responsible for providing support to the loans function by appraising loans and monitoring timely payments
Functions and revelations
The job holder is responsible for;
a) To meet with applicants to obtain and compile copies of loan applicants’ credit histories, financial statements, and other financial information for loan processing.
b) To appraise and advise members on loan eligibility.
c) To analyze applicants’ financial status, credit, and property evaluations to determine member’s financial status.
d) To review loan applications to ensure that they are complete and accurate according to the policy.
e) To coordinate the loan processing and advising members on loan approval status.
f) To ensure compliance of loan procedures as per SASRA and other legal requirements.
g) To give financial advice and information to potential clients.
h) To generate periodical loan reports.
i) To advise members on the status of their loan applications
j) To appraise loans and explain reasons for rejection if any and the same to be forwarded to the Credit Committee for direction.
k) To ensure that members whose loan applications have been deferred or rejected from loan office for not conforming to the loans policy are promptly advised.
l) To ensure efficient and prompt recovery of any interested accrued.
m) To maintain confidentiality of members loans and information
Impact of results
Overall smooth flow of the entire credit process by ensuring compliance to the Sacco’s Credit Policy.
Qualifications
c. Minimum two (2) years relevant work experience in Credit (Loans Management)
d. Computer Literacy
e. Experience in a Sacco/Financial institution will be an added advantage
f. Organizational abilities and time management skills
g. Good interpersonal skills and high level of integrity
h. Demonstrates team work and problem solving ability
a. Diploma in Cooperative Management, Accounting/Finance or Equivalent from a recognized institution
b. CPA – I will be an added advantage
i. Good communication skills; both written and verbal
j. Dynamic, energetic individual with good interpersonal skills
General requirements

  • Planning & Organizing
  • Leadership
  • Entrepreneurial Awareness
  • Decisiveness and adaptability

OTHER REQUIREMENTS AS PER CHAPTER SIX OF THE KENYAN CONSTITUTION
You should attach the following certificates:

  • Police clearance certificate (Certificate of Good Conduct)
  • Tax compliance certificate from the Kenya Revenue Authority (KRA).
  • Clearance certificate from the Ethics and Anti-Corruption Commission (EACC).
  • Clearance certificate from Credit Reference Bureau (CRB)

Method of application
Applications with detailed CV indicating current position and remuneration, notable achievements, work experience, copy of National identification card, copies of academic and professional qualifications, testimonials, names of three (3) referees two (2) of whom must have supervised the candidate at some point, telephone contact, email address, should be addressed to the following:
The Chief Executive Officer,
Jamii Sacco Society Ltd,
P O Box 57929-00200
NAIROBI.
The envelope clearly marked with the reference number should be received on or before 11th August, 2021 at 12.00 noon. Only short-listed candidates will be contacted. Jamii Sacco Society is an equal opportunity employer and any canvassing will lead to automatic disqualification.

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