Absa Bank – Credit Manager- Sanctioning.

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With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

• A credit professional responsible for credit risk structuring of transactions and sanctioning covering multiple industry sectors. The role holder will have specific responsibilities for a range of Corporate and Investment Banking customers.

• Support the Corporate Credit team in providing credit input to ABSA Kenya, delivering a World-Class Credit service and contributing towards achievement of the team’s risk and business objectives.

• Ensuring the optimal quality of the credit portfolio by application of best practice in decision-making, to a maximum of his/her personal lending discretion.

Job Description

Credit Risk Management

Outputs:

  • Ensure the highest standard of credit quality through the structure, sanctioning, monitoring and control of credit applications. Maintenance of these standards both personally and as part of the Corporate Credit Team.

  • Sole lending discretion, BBG linked set at a maximum (depending on personal experience/accreditation).

  • Exercise judgement and discretion in the evaluation and approval/decline of higher risk classification credit proposals.

  • Provide feeds into business and credit policy development, where appropriate.

  • Provide feeds into credit process development, where appropriate.

  • Implementation and ongoing delivery of business and credit policies and processes.

  • Responsibility for personal adherence to governance, compliance and lending portfolio controls.  Ensuring own conformance to policy and procedures within the Corporate Credit Function, including proactive management of agreed responsibilities for Data Integrity.

  • Maintain interactive relationship with Credit Risk Training/Coaching & Support Team and Conformance Team.

  • Advise on risk reward and challenge pricing where appropriate.

  • Identify trends in performance of the CIB book, picking up on any Lessons Learnt from overall portfolio quality and Transactions.

Business Risk Partnership

Outputs:

  • Deliver service in line with agreed business needs.

  • Work in partnership with Country colleagues and proactively anticipate, respond to and seek to exceed the expectations of customers. 

  • Work with Country colleagues, providing post application-based coaching and discussion, where appropriate to ensure effective development and delivery of bespoke Risk solutions for customers.

  • Identify Lessons Learnt from transactions and portfolio and share within business/Risk forums to drive improvements in products and processes

  • Proactively contribute to embedding agreed change management initiatives in support of process and quality improvements, cost reductions and development of people.

  • Contribute towards the Team operating within cost budgets making recommendations for ‘working smarter’.

People Management

  • Support the Team Leaders in delivering effective performance development for individuals within the team.

  • Drive proactive application of ABSA Values both personally and throughout the team and coach and support colleagues within the Team.

Education

Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

CLICK HERE TO APPLY

Closing Date: 2021-12-03

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