Review and update (as may be required from time to time) the organisation’s credit information database and obligor underwriting system
Provide high-quality analysis (through tools including SQL, statistical software, Excel, PowerBi, and computer science models) to inform management on credit performance of the portfolio, products and customers.
Improve the database design, data entry and ensuring information in the PAYG portfolio is properly managed with data cleanup as and when needed
The role of SME Analyst is to assist Relationship Managers SME’s, to manage a highquality portfolio of SME clients in a manner that complies with the Bank’s policies (both Shariah and other).
Ensure credit files received from the Credit relationship officers have all the required documents as indicated in the checklist.
The credit analyst will work cross-functionally with Data Science, Product, Engineering and Capital Markets to responsibility manage the risk profile of the business. We’re looking for an intelligent, driven individual who wants to learn, grow, and solve difficult problems.
The Credit Analyst will support in ensuring compliance, credit risk evaluation and loan monitoring from partner banks under the Overseas Private Investment Corporation (OPIC)loan guarantee facility and other banks engaged to increase lending to agribusinesses.
The Credit Analyst supports the growth and quality of Root Capital’s credit portfolio by collaborating with the Portfolio Manager and Loan Officers in gathering, verifying and conducting financial and credit analysis of potential loans from rural small and medium enterprises (SMEs).
Practice due diligence by calling to verify the details of applications made by clients.