Standard Bank Group – Credit Manager – Corporate & Investment Banking (CIB).

Risk Management: understanding all risks – from the economic to the political – that could affect our global business, and offering guidance to all parts of the bank

Job Purpose

A senior management position that carries full responsibility for the credit approval and management process in respect of a portfolio. Develop and maintain co-operative relationships between all stakeholders in the credit value chain. This position will likely include leadership responsibility for a team of Credit Managers.

Key Responsibilities/Accountabilities

Credit Evaluation and Approval of Credit Applications:
Strong analytical skills, with the ability to review and understand complex transactions
Analysis of credit applications to assess whether the credit risk is in line with the Bank’s Credit Appetite and relative to the profitability of the deal.
Assessment and understanding of the Risk Reward for each deal reviewed.
Deliver well thought out decisions showing sound judgement where applications are within Delegated Authority.
Effective communication of credit risk of analyses and recommendations where applications require referral.
Specialist knowledge of Project Finance, Structured Transactions or other Product knowledge a requirement.

Preferred Qualification and Experience

Bachelor and Masters Degree in relevant area
Professional / Tertiary qualifications preferable.
Prior banking/ financial institutions experience advantageous.
Experience in deal origination, structuring, corporate finance will be advantageous

Experience
5 years experience in credit
Strong decision making experience with regards to credit issues
Understand the Credit recovery process and actively participate on Watch-list
Proven track record of leading teams essential
Designated Authority Level: DA8 to DA5

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